The most relevant data point is the selling price of a similar 2020 Volvo XC40 T4 Momentum (Base) with 25500 km sold for AED 120000 in November 2023. The car to be estimated has higher mileage (37000 km) and is in average condition, which suggests a lower price. The accepted offer for a higher trim T5 R Design was AED 100500, indicating a lower market for higher trims. Dealer sold a T5 R Design for AED 89241.5, further supporting lower prices for higher trims. Listed prices for T4 Momentum (Base) range from AED 99000 to AED 121000, but these are not actual selling prices. Considering the higher mileage and average condition, a reasonable estimate is slightly below the selling price of the similar car sold in 2023.