The very first thing to do when you register a vehicle in Dubai is purchasing auto insurance. However, the best practice would be to choose an authorized provider of car insurance as this can lead you to go with an insurer acknowledged for delivering best quality services and sufficient coverage. Moreover, try to go for platforms such as CarSwitch if you want to buy pre-owned cars in Dubai and do it without any hassle.
Why is car insurance such a big deal?
The main reason to get auto insurance coverage is just because it’s the legal requirement not only in Dubai but also all of the UAE. Furthermore, it is meant to save the people who drive on the road. However, it is also worth mentioning that vehicle insurance is meant to keep you safe from liabilities. It can also serve as your financial net whenever you get into an accident. The most important part is that it can help pay for your losses as well as damages while depending upon the type of policy you get.
Is it mandatory to get car insurance in Dubai?
The law wants you to first get insurance prior to registering a vehicle in Dubai or any other part of the UAE. Keep in mind that you can face heavy penalties if you are found driving uninsured.
The law requires third-party liability coverage as the minimum or basic insurance. It offers coverage for any kind of bodily injury or death to any third party. Besides, it also helps bear the expenses of property damage to others caused by the insurer’s vehicle.
Read More: Get the Best Car Insurance Deal in UAE.
What are the penalties of driving uninsured?
It is worth mentioning here that there are as many as 130 types of traffic violations that can incur fines and black points in the UAE. One of these violations includes driving a motor vehicle without insurance.
In case if an uninsured driver is caught, he/she can expect to pay a fine of as many as Dh 500 and also incurring four black points. Moreover, the RTA also enforces a seven-day retention period for uninsured driving.
The perks of getting a more comprehensive policy
Truth be told, a comprehensive insurance policy is that it offers emergency medical expense coverage at the very least. In addition, it should also offer some extent of free personal injury coverage.
As compared to basic third-party liability coverage, a robust policy can get you some perks if you opt to go for it. While many car accidents involve more than the driver, the best comprehensive auto insurance policy is the one where family is covered too.
Besides, such policies should also offer coverage for personal belongings and they save not only your vehicle itself but also some of extra stuff inside the car.
The worst thing about vehicles is that they can break down at an uncertain time possible and can land you into serious problems. It can be even horrible if you die in the middle of nowhere. That is why, you can also rely on 24/7 roadside assistance with the best comprehensive insurance policy.
What are the requirements of getting auto insurance in Dubai?
If you want to purchase auto insurance in Dubai, you are required to furnish a few documents. The insurer requires these documents to confirm your identity while also confirming your driving experience.
Some of the requirements that the auto insurance provider want from you include a copy of your driver’s license, the registration car of your vehicle and also a copy of your passport photo page.
From here onwards, the authorized insurance agent will help you through the rest of the steps. You can also ask any relevant questions if you observe any kind of irreverent terms.
The best part is that you can now buy auto insurance online in Dubai. You have to answer questions relevant to your auto insurance requirements. Moreover, if you need some extra help, you can always opt for an insurance agent to call you.
