How to Get the Best Deal on Car Insurance in the UAE?

2 min read

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Ready to buy a car in Dubai, UAE and looking for a suitable car insurance policy to go along? Settling for the first car insurance policy you come across is not always the right way to go. You might end up paying more than you should or perhaps not getting the coverage that you actually need. Armed with these CarSwitch tips, however, you could get the best deal on car insurance in the UAE.

Have a Look Around

To save money on car insurance you will need to shop around. That’s where our friends at ServiceMarket come in, allowing customers to compare car insurance quotes from top car insurance companies in Dubai, UAE at one place. All you have to do is enter some simple details about the car and the type of policy you are after and you will get a list of the best car insurance policies in the UAE market.

Keep it Clean

Insurance companies tend to reward drivers who are claim-free which means it pays to keep a clean driving record. Try to build up your NCB (No Claims Bonus) to get cheaper car insurance policies. If you have had zero claims in the last few years, ask your current insurance provider to issue you a No Claims Certificate. Mention it in your negotiations when you are shopping around for car insurance to get discounted insurance quotes.

Decrease Claim Chances

Always pay attention to where you park your car! Can a door be opened onto it? Is it parked at a place where another car could easily ding it? Lowering the chances of your car being damaged will save you money since it will ensure you don’t have to make a claim.

Read All the Details

Know exactly what you are signing up for by reading all the details very carefully, including the details in the fine print. After all, you need to know exactly what you are getting for your money. Some insurance policies come with add-ons which would naturally cost more. For example, GCC coverage and off-road coverage might be features you can do without, especially if you are sure they are not relevant in your circumstances. Again, make sure you actually need all that you are paying for!

Go for the Right Cover When You Buy a Car in Dubai, UAE

To ensure you are getting the right coverage you will need to take into account certain factors. If your car is old and not worth much, it makes no sense going for comprehensive coverage. In such a case, a third-party cover might be more cost-effective. However, bear in mind that a third-party cover might not offer the coverage you need and it’s not always cheaper than comprehensive coverage.

Value it Properly

Try to estimate your car value as accurately as you can since the insurance premium will be a percentage of the car value. Use CarSwitch’s handy car valuator to get an idea of your car’s value. Remember this rule of thumb for car insurance; the bigger the car engine and the more expensive the car- the higher its insurance premium will be. Therefore, before you buy a car in Dubai, UAE, consider its potential insurance cost.

Ultimately, getting the best insurance deal before you invest in used cars in Dubai, UAE is all about doing your research about UAE car insurance policies. CarSwitch experts can make your car buying journey easier by guiding you every step of the way, even when it comes to car insurance matters. Hope you make the right choice and enjoy the switchin’ experience!